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Loan Rates Effective: February 11, 2011
Vehicle Loan Rates
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| |
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Loan Type
|
Model Year
|
Terms
|
Lowest
Rate
|
Highest
Rate
|
| New/Used Vehicles |
NADA-2010
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36-84 Months
|
5.99%
|
17.00%
|
| New/Used Motorcycles |
1998-2010
|
60-72Months
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6.75%
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16.50%
|
| RVs and Motorhomes |
1995-2010
|
60-180 Months
|
6.25%
|
12.75%
|
| New/Used Boats, Motors & Trailers |
2000-2010
|
48-72 Months
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8.00%
|
17.50%
|
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- Rate and terms based on Credit Score, Model and Debt Ratio from Credit Report
- All Rates and Terms are subject to change without notice and subject to credit underwriting.
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Other Loan Rates
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|
Loan Type
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Limitations
|
Terms
|
Lowest
Rate
|
Highest
Rate
|
| Personal Signature |
Maximum: 2x up to 3x
Gross Salary up to
$15,000. Min amt $500
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12-60 Months
|
9.9%
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16.9%
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| Home Equity Loans |
Maximum: 80% of appraisal
Combined loan to value
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5-15 Years
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5.50%
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10.75%
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| Lines of Credit |
$2500 Maximum
|
36 Months
|
11.9%
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11.9%
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| Share Secured |
All parties are notified
|
Up to 60 Months
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3.25%
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4.25%
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| CD Secured |
90% of Certificate amount
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CD Term
|
3.0% above Certificate Rate
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- Shared secured loan rates are added to the interest rate earned and based on the term of the loan.
- CD Secured loans are offered at fixed rates for a term that corresponds with the maturity date for the pledged certificate or an earlier date. Annual Percentage Rate (APR) for these advances is established at the time of each advance and is based on the anticipated simple Annual Dividend plus 3.00% rounded up to the nearest whole APR.
- All Rates and Terms are subject to change without notice and subject to credit underwriting.
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Apply for a loan | Loan Calculators | Share Rates | CD Rates
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