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START THE YEAR
FINANCIALLY FIT
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Now is an excellent opportunity to start the New Year financially fit by reducing your monthly debt.
How about a Bill Consolidation Loan?
Rates as low as 9.90% APR.
OR...Tap the cash equity you've built in your
home and payoff holiday bills. Maybe it's time to remodel your current home.

Home Equity Loan rates as low as
5.50% APR.
For more information, please call 915-532-6575.
*Loan rate shown is Annual Percentage Rate (APR).
All loans subject to approved credit.
Other fees and restrictions may apply.
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Turbo Tax
Special Discount Offer
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Do Your Taxes Right and Get Your Maximum Refund Guaranteed with TurboTax.
TurboTax® works like a GPS giving you step by step guidance to get your maximum refund, guaranteed. What’s best, as a valued Tip of Texas FCU member you can get a special 10% discount on TurboTax Online Deluxe.
File today with TurboTax and get your refund in as few as 7 days.
Only TurboTax offers you Total Assurance™ – protection to feel 100% confident about your taxes:
• Maximum refund, guaranteed
• 100% Accurate calculations, guaranteed
• FREE downloadable Audit Support Center
Don’t miss out on this discount offer on TurboTax Online Deluxe. Start for FREE today – you don’t pay unless you are satisfied with the results.

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This website provides links to certain other Internet sites and services as a convenience to you by Tip Of Texas Federal Credit Union. Tip Of Texas Federal Credit Union has no control over these sites and services. By using these links, you acknowledge and agree that Tip Of Texas Federal Credit Union is not held responsible for the availability of these sites and services, does not endorse and is not responsible or liable for any content, advertising, products or services on or available from these sites and services. You further acknowledge and agree that Tip Of Texas Federal Credit Union will not be, directly or indirectly, responsible or liable for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any of these sites and services.
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NOTICE
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The Credit Union will never send you an e-mail requesting personal/private information, account numbers, passwords or any such sensitive information. If you receive any e-mails that appear to be from the Credit Union requesting this information, please contact us immediately at
915-532-6575 or 1-800-691-1182.
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MEMBER
REFERRAL
PROGRAM
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Do something nice for
your family members and friends by referring them to the Tip of Texas FCU.
Send them to the credit union and you will receive $10 each for up to two new members. By having a family member or friend join the credit union you will have a chance to enter a Prize drawing to win an IPod.
It Pays to Spread the Word!
So Tell Your Friends...
Tell Your Neighbors...
Tell your Coworkers...
Tell Your Relatives...
This membership promotion expires March 30, 2012. Some restrictions apply. Offer and terms subject to change without notice.
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BOARD OF DIRECTOR ELECTIONS
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Elections for
Board of Directors
for 2012 are soon approaching.
If you are interested in serving as a Director please contact
David Morris, CEO/President,
for information and requirements by February 29, 2012.
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Address & Phone
Number Changes
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Contact the Credit Union when you move or change your phone numbers. If there are any changes , please send them in writing. Don't forget to sign and date your note. You may make the request by mail , fax, drop it in the night depository or drop it off through the drive-thru window.
Please check and see if we have your correct mailing address, street address, and current phone numbers the next time you visit the credit union.
A Change of Address Form can be found under applications and forms.
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